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Buying crypto with your credit card or other available options
Before you proceed, please be aware of the following:
- The app does not sell any crypto. You will be redirected to a 3rd party provider aggregator.
- The crypto providers may charge a conversion and network fee.
- The availability of the crypto you can purchase is based on your location.
- If you have any concerns with your purchase, please reach out to the crypto provider that you selected.
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Here’s a step-by-step guide on how to buy crypto with your credit card using Lif3 Wallet:
1. From the home screen of Lif3 Wallet, go to the "Quick Action" tab.
2. On the pop-up menu, choose the "Buy" option to purchase crypto using Onramper, which will open the Onramper integration on Lif3 Wallet.
3. Select the currency you wish to pay with. Select which cryptocurrency you want to acquire, enter the amount you want, and then tap on "Buy Token" to continue.
Note: Under "Pay using", you can select different options as credit cards, debit cards, Apple Pay, Google Pay, etc. to complete your payment.
4. Complete your purchase in a new tab by following the instructions by the provider to get your new tokens into Lif3 Wallet.
Available onramps and payment methods change based on location. Try it out by choosing a location from the menu.
Need help?
This depends on several factors, including the fiat onramp and the payment method used, as well as your location.
Generally, card payments are processed almost immediately. However, it’s common for some transactions to take a few hours. Bank transfers can take anywhere between 1 and 3 (business) days. The crypto is released once all fraud and KYC checks have been completed. For first-time transactions, this can take between a few minutes and a few hours, depending on additional verification that may be required. Most subsequent transactions will be processed within about 15 minutes.
- In cases of heavy network congestion (which can happen with Ethereum), the on-chain transaction might take longer to execute. Bitcoin generally takes up to an hour to arrive.
- If you paid with a credit card, your money doesn’t leave your account until the crypto is sent. If something goes wrong, the temporary charge placed on your card/account is removed.
- If you’ve been waiting longer than expected, you can check the status of your transaction with the link sent to you by email (if supported by your chosen onramp). The transaction tracker will tell you if there are any extra steps needed, or if your payment method has been declined for any reason, and the order has failed.
- It’s common for some transactions to take a few hours in the case of credit cards. When using bank transfers, transactions can take 1-3 days.
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